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Author: JulieStoutt

Medication Tips for Seniors

It can be very challenging for senior adults to properly manage medications. There are various reasons for this, such as changes in drug regimens, the onset of a previously undiagnosed health condition, or changes in a current condition. All these factors can make the proper use of prescription medications a complex process. For this reason, it is essential for older men and women to take only the drugs prescribed by their healthcare practitioner and have their pharmacist confirm that there is no potential for hazardous drug interactions among the various prescriptions. A Complex Process My name is Matt Love and as a Licensed Health Insurance Agent I know the importance Medication management for my clients. I’ve noticed that it is especially vital if you have multiple illnesses or are suffering from complications of a specific disease. This is because you may have to rely on many different drugs to control your symptoms. Taking multiple prescriptions is often referred to as “polypharmacy” and is especially common among older individuals. This is because the average lifespan has significantly increased over the past two decades, but medical issues have simultaneously increased. If you take prescription drugs for one or more diseases or conditions, follow the tips below to avoid possible medication complications or potentially dangerous mistakes: The Importance of Pre-Sorting Pills If you take multiple medications, invest in pill containers that allow...

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Medicare Part D – Prescription Drug Coverage

Medicare Part D, or the Medicare prescription drug benefit, is the federal program that reduces prescription medication costs for those who receive Medicare. Many people enroll in Original Medicare when they turn 65, but Original Medicare doesn’t cover most prescription medications. If you want Medicare to cover prescriptions, you’ll have to enroll in Medicare Part D. Enrollment You can get Medicare Part D coverage if you’re enrolled in Original Medicare or Medicare Advantage, which is also known as Medicare Part C. Medicare Part D is optional, and you won’t be automatically enrolled if you’re enrolled in Original Medicare or Part C. You’ll become eligible to sign up for Part D during the Initial Enrollment Period, or IEP. This starts three months before your 65th birthday and continues for three months after your birthday. If you miss the enrollment period and don’t enroll in Part D during this time, you may have to pay a late enrollment penalty. You also have the option of enrolling during the Open Enrollment Period, which lasts from October 15 to December 7. After the enrollment period ends, you’ll have one more chance to change your Part D coverage. Before you enroll in Medicare Part D, check how it will work with other drug coverage you have. Coverage from an employer, the VA, TRICARE, or any other organizations can be affected if you enroll in...

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(RX) Prescription Discount Cards

Discount cards from drug manufacturers, drugstores, and groups like AAA and AARP can save you money on prescription drugs. These cards often claim that they can save you anywhere from 20 percent to 80 percent on your prescriptions. Like most programs, whether or not it will benefit you depends on your personal situation. Some people save a lot of money with discount cards, and others can find better savings elsewhere. How Discount Cards Work You can get RX discount cards at your doctor’s office, through an organization you belong to, or in the mail from another company. Most cards are free and can be used at a wide variety of pharmacies. The most popular discount cards are offered for name-brand medications that don’t have any generic competition. Sometimes, discount cards become available when a cheaper drug is introduced, so patients will stick with the name-brand medicine. Limitations There are usually limitations on how much money you can save with the discount card. For example, some offer a free month, then a few months of lower prices, then normal prices once again. Discount programs also usually expire at the end of the year. Most are renewed yearly, but there’s always a risk that the program won’t continue. It can be difficult to get a price quote over the phone when you’re using a discount card. Most pharmacies will require you...

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Pharmacies – Choosing – Saving – Filling

If your doctor gives you a prescription, you may want to just head over to the nearest pharmacy right away. However, some strategic planning could save you time and money, and it can help you have a better pharmacy experience. Choosing a Pharmacy There’s probably a Rite Aid, CVS, Walmart, or grocery store chain near you that first comes to mind when you need a prescription filled. These chain pharmacies are usually great for convenience. You can get some shopping done while you wait for your prescription to be ready, and most chain stores offer frequent-shopper discounts. Independent pharmacies have plenty of other benefits, though. They tend to have better customer service and much shorter wait times than pharmacy chains or big box stores. It’s also less likely for medications to be out of stock at independent pharmacies than at chains. The best pharmacy for you will depend on whether you value convenience or customer service more. Saving Money Increasing drug prices are affecting millions of Americans. Fortunately, there are some things you can do to save money at the pharmacy. If you’re paying out of pocket, you can compare prices at different pharmacies to find the best option. Typically, pharmacy chains like Rite Aid and Walgreens have the highest prices, and big box stores like Costco and Walmart had the lowest prices. However, this may vary depending on...

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Canadian Pharmacies

Prescription drugs can be very expensive in the U.S., and one way some people try to cut costs is by purchasing medicine from Canada instead. You can purchase medicines from online Canadian pharmacies, or you can travel across the border to purchase them in-person if you live close enough. Although saving money by buying medicine in Canada may seem like a foolproof plan, there are some risks and downsides. Before you decide between the U.S. and Canada for filling a prescription, you should weigh the pros and cons. Here are three considerations when deciding whether or not to purchase medicine from Canadian pharmacies: Legality Personal importation, which is the act of bringing a prescription drug into the U.S. for personal use, is illegal. This applies even to FDA-approved drugs and to drugs that were manufactured in the U.S. before being shipped to a foreign country. This is because the FDA can’t control what happens to drugs outside of the United States. Not all countries have such strict laws about drug manufacturing, and medicines manufactured outside of the U.S. might not meet the FDA’s requirements. Drugs that were manufactured in the U.S. and were imported could have been improperly stored or distributed, so the FDA does not want those drugs to reenter the U.S. The FDA is very strict about medicines that are brought by companies to the U.S. to...

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